This sample instructional plan incorporates WIDA Key Language Uses to support English Language development in tandem with content instruction.  *Note: Some images may not appear in the "View Resource" format.  To see all images in this instructional plan, click "download" at the bottom of the overview.

This module examines the structures, systems and processes that should be established in order for a school to be effective. The expectation of all stakeholders in the school environment is that an effective school will be able to provide an education of progressively higher quality for all learners. The premise of this module is that effective education is built upon, and grounded in, policies, principles and values. The acts, regulations and policies of national and provincial governments have created the framework and values within which the schools organisational systems, and physical and financial resources should be managed.

This assignment is about exploring alternative ways of sharing goods and services and understanding the benefits, drawbacks, and implications of these methods. Students are asked to choose one of seven non-market distribution methods, such as majority rule, contests, force, first-come/first-served, sharing equally, lottery, and personal characteristics, and observe how it is implemented in real-life scenarios. They need to explain the distribution method, who benefits from it, who is excluded, and the advantages and disadvantages of using it. Students also have to find a real-life example of the chosen non-market distribution method, describe how it is used, and assess its fairness and efficiency. Lastly, they are required to include a citation and ensure their submission is no less than 180 words and comprises a list of cited works. The goal of the assignment is to better understand how goods and services are distributed and how these methods affect different groups of people.

Consumers see or hear thousands of advertisements each day. The April 2017 issue of Page One Economics: Focus on Finance reviews advertising history and strategies ads use to create demand and influence consumer tastes and preferences.

We use the derivative to determine the maximum and minimum values of particular functions (e.g. cost, strength, amount of material used in a building, profit, loss, etc.).Differentiation is also used in analysis of finance and economics.

Lecture notes on how to allocate different types of investment in a portfolio to manage risk

Overview: This lesson goes over different kinds of auto insurance coverages. I have also included an edpuzzle activity and some videos on the slideshow to add to the lesson. There is also a short review at the end of the slideshow.  

This module is the first part of an Insurance 101 series that explores the basic concepts of Liability coverage on an auto insurance policy. (All pictures courtesy of www.creativecommons.org)

This course covers topics dealing with financing a business, analysis of financial statements, working capital management, short-and long-term financial planning, budgeting and control.

Course Outcomes:
1. Describe and interpret the four standard financial statements.
2. Describe the importance of current assets and liabilities.
3. Calculate and interpret standard business ratios including: current, inventory turnover, gross margin (profit), ROA, ROE, EPS, and A/R Days.
4. Discuss the difference between markup and margin.
5. Calculate break-even points and units needed to make profit levels.
6. Calculate working capital and estimate minimum cash reserves.
7. Track cash flows for an organization.

BSA 110 -- Personal FinanceWelcome to the wonderful world of Finance (and money)!! The course is a 8 weeks, you need to keep up with the Modules.  There are 8 Modules, so we will complete one module every week.Personal Finance refers to how you manage your money, including your income, expenses, and savings. When you put effort into managing your personal finances, you have a better grasp on where your money is going and what changes you can make to meet your future financial goals.  Your Personal Finances are crucial in almost all aspects of your life.  How you handle your credit, what is your purchasing power, and am I prepared for retirement?  What are my short- and long-term financial needs?We will be looking at many different topics: Investing, The Fed, Stocks, Mutual Funds, and Retirement, to name a few.

"Future Ready: Financial Literacy" is an educational resource that introduces the importance of financial literacy and provides an overview of key concepts such as savings accounts, types of interest, and financial planning. It aims to equip learners with the knowledge and skills needed to make informed financial decisions, manage money effectively, and build a secure financial future.

This video lecture presents the basic definitions of assets, liabilities and equity with simple examples. It also explains the concept of accounting equation with examples.

These short videos explain bankruptcy a legal process that provides relief to many individuals who can no longer pay all of their debts.

Many people find themselves in financial trouble, but it is good to know there are options available should you need serious financial help. The April 2018 bonus edition of Page One Economics: Focus on Finance discusses earning income, budgeting, late payments, and collections. It introduces the basics of legal protection offered in the form of bankruptcy and describes some potential consequences of filing a bankruptcy case.

Students will learn that money is an invention. They will read and analyze an essay focusing primarily on one aspect of Ben Franklin's life his work as a printer and how he was an inventor and entrepreneur who also promoted the use of currency in the United States. Students will cite specific textual evidence regarding problems and solutions and will answer questions and complete a timeline. By using evidence and information gleaned from text, students will write a fictitious social media post defending the selection of Ben Franklin's portrait for the $100 note.

While many people have heard of Bitcoin, far fewer understand it. In short, Bitcoin is a digital currency that allows transactions independent of the banking system. Lately, many people are buying Bitcoin purely as a financial investment, hoping it will appreciate. So which is it—currency or financial asset? Read more about it in the March 2018 issue of Page One Economics.

This resource was created by Brandon Horst in collaboration with Tina Williams as part of the 2019-20 ESU-NDE Digital Age Pedagogy Project. Educators worked with coaches to create Unit Plans promoting BlendEd Learning Best Practices. This Unit Plan is designed for Upper Primary Integrated Technology (3-5).

This lecture is about bonds. A bond is a debt investment in which an investor loans money to an entity (typically corporate or governmental) which borrows the funds for a defined period of time at a variable or fixed interest rate. It discusses the bond terminology, how to compute the price and yield of the different types of bonds. Additionally, it describes why bond prices change over time and how credit risk affects a corporate bond.

Break-Even analysis and the effect of changing Fixed costs, Variable Costs, and Selling price on Profit/Loss

Try to move points (one at a time) C, B, and D C for a change in fixed cost B for a change in selling price D fora change in variable cost

This handbook is presented to you by the Office of Scholarship and Sponsored Projects in FHSU. It covers the topics on developing a budget for grant proposal writing, the types of costs, budget justification, and FHSU procedures for proposal submittal.

This assignment is a webquest. Students research their favorite careers and create a monthly budget to decide whether or not they can live the lifestyle they choose on that occupation's salary.

This activity from the Consumer Financial Protection Bureau has students practice budgeting by planning for a fun overnight trip to a city.

Essential questions
What types of things should be included in a budget?
How can budgeting help me manage my money?

Students review the various stages for starting and growing a business, and match them up to the same stages for growing a garden.

Spanish version is also available.

This resource is not openly licensed, but is available for free online viewing for educational purposes.

Business Administration: Personal Finance Syllabus

BA 218

COURSE DESCRIPTION: Students develop personal financial skills to help them make informed
and smart monetary decisions.

COURSE OBJECTIVES: The successful student will be able to demonstrate the following skills:
 Personal budgeting techniques.
 Knowledge of banking practices and typical fee structures as they relate to the student’s
personal finances including bank reconciliation.
 Knowledge of consumer credit including the value of credit scores and interest rates as
it applies to personal debt.
 Knowledge of the decision variables when making major purchase decisions.
 Knowledge of investing and how to maximize retirement plan decisions.

Syllabus for a course in data analytics for business economics, focusing on use of source data sets to answer the "why?" questions hidden in aggregate averages used in theory and "headline" news releases. Zero cost course using data available widely on the web. Optional texts are trade books available widely in libraries or used copies at low cost.

"Future Ready: Financial Literacy" is an educational resource that explores credit cards, emphasizing the importance of understanding their costs and potential hazards. Learners will develop rational thinking and decision-making skills through a cost-benefit analysis. The content focuses on financial responsibility, highlighting the benefits of wise money management and the costs of irresponsibility. The resource equips individuals with essential knowledge to make informed financial choices and maintain a healthy credit score.

Cards, Cars and Currency is a curriculum unit that challenges students to become involved in three specific areas of personal finance: credit cards, debit cards and purchasing a car.

In this collection you will find all the resources shared originally at our Careers and Resumes workshop on March 10, 2021.  This includes videos, resume templates, Kahoot! game, and websites.  Topics include resumes, cover letters, job interviewing, job hunting, communication skills, and tips.  

What do you need to know before buying a car? Aside from knowing what you want in a vehicle, you’ll need to know about budgeting and credit before you start shopping. Learn some car-buying basics in the February 2019 Page One Economics: Focus on Finance essay.

There are two sides to a budget—income and expenses. When asked how to best balance a budget, people often respond by saying to reduce or eliminate expenses. In this lesson, students choose a car and a housing option and, using these expenses, determine if the income they earn from the occupation they’ve chosen will be sufficient when other expenses are added. If they determine it is insufficient, they seek ways they could increase the income side of the budget by improving their human capital.

Give a customer the correct amount of cash back in all "big bills."

As the Rolling Stones song says, "You can't always get what you want." So we make choices. Every day, governments and individuals choose how much money to spend and what to purchase. The January 2013 issue discusses opportunity costs and scarcity and how they effect our spending decisions.

This video explains the different types of fixed assets and depreciation in detail and presents an example of assets side of a balance sheet.

This video explains types of liabilities in detail and lists the three major categories of equity.

This video explains the various types of equity. It also illustrates an example of liabilities side of the Balance Sheet and a picture of the whole Balance Sheet in very simple terms.

Students compare the average debt and salary of graduates with different majors at the colleges of their choice.

Lecture notes on limitations of the value at risk model, and conditinal value at risk models for financial risk management

Overview: This assignment goes over 11 of the Consumer Protection Laws. There is a presentation with a project on it and a project page included. This lesson can be a stand alone lesson or be a  second part to the Consumer Rights lesson also posted on the OER.

Overview: This lesson goes over the eight elements of the Consumer BIll of Rights. There is a presentation, notes page and assignment/project titled 8 Student Rights. This lesson can be a stand alone lesson or it can be a two part lesson. Part 1 Consumer Rights, Part 2 Consumer Protection Laws also found on the OER. 

This lecture discusses the importance of financial information in both individuals personal and business lives. It includes description of the important features of the four main types of firms. Then, discusses the three main types of decisions a financial manager makes. Finally, it discusses the tax implications for the different corporate entities.

HMP 607 is the third in a three-course sequence intended to impart to generalist administrators the knowledge of finance and accounting necessary to manage health care organizations. The first course, HMP 608, covers financial accounting. The second course, HMP 606, focuses on managerial accounting topics. This third course concentrates on corporate finance topics. It aims to impart an understanding of how finance theory and practice can inform the decision-making of the health care firm. As such, HMP 607 is most appropriately considered a corporate finance course, as opposed to a course in financial markets. In addition, it will integrate corporate finance and accounting theories, institutional knowledge of health care finance, and applications to specific problems.

This course introduces managers and other professionals working in the nonprofit sector to Value Based Management. The course attempts to establish a common framework for how nonprofit's and non-governmental organizations can apply Value Based Management in such areas as Strategic Planning, Resource Development, Leadership, and Performance Measurement. Course Level: Intermediate - A good understanding of business concepts is useful for fully understanding this course. A review of other Short Courses is also recommended since this course covers topics that may be covered in greater deal in another short course. Recommended for 2.0 hours of CPE. Course Method: Inter-active self study with audio clips, self-grading exam, and certificate of completion.

This lesson is an introductory lesson to Credit. It leads into my other lesson on Creditworthiness nicely. I have included a presentation and a crossword puzzle.

Credit bureaus have evolved into big businesses. The December 2017 issue of Page One Economics: Focus on Finance addresses the growth of credit bureaus and how the credit reports they maintain affect both creditors and borrowers.

This lesson is to help students first learn applicable terms related to credit cards. They will then analyze aspects and features of credit cards to know how to determine which would be best for various situations.

This lesson will provide high school students with information about how a credit card works, and understand what information determines a personal credit score.

This lesson will provide high school students with information about what information is collected by the three main credit bureaus and included on a credit report, and how credit bureaus share the information. Free resources for viewing personal credit scores also discussed.

This unit covers different types of loans that agricultural producers commonly use in the business of farming and ranching. It explains some key terms that are important to understand, and provides the equations and framework for setting up loans for short-term (operating loans and lines of credit) as well as amortized loans (equal principal payment loans and equal total payment loans).

This website guidance document describes the Debt Slapped project, produced by Consumer Education and Training Services. Debt Slapped provides videos and helpful resource links to help people smartly finance their education.  

The resource is developed to create awareness about the various economic indicators how these indicators are impacting stock prices. 

America has evolved into an ownership society. Home-buying decisions, resource allocation, debt exposure, and financial planning for the future are now left to individuals, many of whom may lack the financial understanding to evaluate and make sound decisions. Economics, with its insistence on quantifying ideas and putting specific quantitative values on all manner of phenomena, can help sort through the questions. Economics for Life: Real-World Financial Literacy is designed to help soon-to-be college graduates start their "real lives" with a better understanding of how to analyze the financial decisions that they will soon have to make. Written in an easy-to-read, conversational style, this textbook will help students learn how to make decisions on saving and investing for retirement, buying a car, buying a home, as well as how to safely navigate the use of debit and credit cards.

En este texto se habla brevemente sobre los tópicos y conceptos fundamentales del comercio internacional.

No surprise—people with more education often earn higher incomes and are unemployed less than those with less education. Those with higher incomes also tend to accumulate more wealth. Why? Research shows that well-educated people tend to make financial decisions that help build wealth. Their strategies, though, can be used by anyone.

Young children are not likely to think past their piggy banks when it comes to safe places to set money aside for those special items. In this short e-book from our Ella's Adventures series, they'll learn that a bank account offers security and a return on savings.

The Chicago Public Schools typically operate with a $7.7 billion annual budget that now has over $2.3 billion in federal stimulus funding to address inequities, COVID-related impacts and gaping needs. That is a 30% increase beyond a typical CPS budget that normally has very little room to address historic inequities. However, there is no participatory budget process in place to allow students or CPS families to have their voices heard in the process. This unit plan is designed to change that and provide opportunities for students to directly influence the budget process at this critical moment when historic inequities have widened.

EME 801 provides a broad introduction to global markets for crude oil and refined petroleum products, natural gas, and electric power. A major goal of the course is to help students understand how market design, market institutions, and regulatory structures affect firm-level decision-making in the energy industries and ultimately, how these decisions affect the functioning of energy markets and the prospects for alternative technologies.

This is a lengthy glossary of highly technical terms focused on finance. Its contents include words dealing with taxes, inheritance, interest rates, retirement plans, and every other aspect of personal finance, as well as many generic legal terms that are also used in the finance world.

Are you ready to BUILD? Get ready to launch an engaging community-building Challenge."More than 90% of the students and teachers who have completed our challenge said they would recommend it to others."Watch your students embrace entrepreneurial thinking as they create real-world solutions to today’s challenges. BUILD's Thriving Communities Design Challenge invites youth to use Design Thinking to answer: How might we build powerful, thriving communities where everyone enjoys safety, wellness, and economic freedom.

The current corporate governance models of today’s organizations are unfit for organizations of the future, and even today. What does this mean for directors and the management? Let’s have a look into the future, divided into long-term, middle-term, and short-term future lenses.