Includes lessons about the military, workforce transition from high school, associates degrees, trade schools, apprenticeships, gap years, professional certifications, and planning.
Unit to teach about budgeting and money management.
A unit that includes career exploration, finding a job, resumes, cover letters, interviews, starting a new job.
Unit that includes lessons on your money & social media, advertisements & dark patterns, comparison shopping, identity theft, scams & fraud.
Students will be able to:
-Correctly use fundamental vocabulary related to credit and lending
-Explain how loan amortization and payments work
-Understand how principal, interest rate, and term are critical components to evaluating credit options
Students will be able to
- Explain the role the FAFSA plays in the financial aid process
- Understand the importance of submitting the FAFSA
- Apply for the FAFSA
- Identify misconceptions and challenges students have that prevent them from submitting the FAFSA
- Read a Student Aid Report (SAR) and understand the role of their Expected Family Contribution (EFC)
Students will be able to
Investigate how investing can be a powerful tool to meet your retirement goals
Explain why most Americans cannot rely on Social Security and pensions alone for retirement
Explore factors that can impact how much you might need in retirement and your ability to meet your retirement savings goal
Understand the growing popularity of the F.I.R.E. movement
Unit with lessons about investing, stocks, bonds, markets, risk assessment, and retirement.
In this lesson, students will be able to:
-Explain what a checking account is used for
-Understand the variety of ways they can deposit and withdraw funds from their checking account
-Describe the consequences of not being in the banking system
-Read a bank statement
-Understand what the various components of a bank statement mean to interpret where their money goes
Lessons about managing and monitoring credit.
Students will be able to
Explain the commitment they are agreeing to when enlisting in the military
Understand the requirements they need to meet to enlist in the five branches of the military
Identify the various steps needed to enlist in the military, including taking the ASVAB exam and going to a MEPS
Understand the benefits of joining an ROTC program
Students will be able to
Explain what types of career opportunities are available to them through the military and how they compare to civilian occupations
Interpret different components of a Leave and Earnings Statement (LES)
Identify the challenges of transitioning from a military career to a civilian career and steps they can take to make the process easier
Estimated Lesson Time: 95 Minutes
Students will be able to:
-Understand how down payment, interest rate, term, loan type, and amortization table work together to impact overall mortgage payments
-Recognize the pros and cons of fixed- and adjustable-rate mortgages
-Determine whether a home equity loan or line of credit is a viable loan option
-Decide whether renting or buying makes the most sense
This Personal Finance dictionary contains terms and definitions from each of NGPF's units in the Curriculum. https://www.ngpf.org/curriculum
This unit covers topics in banking for personal finance.
Next Gen Personal Finance Behavioral Economics Unit
This unit covers topics in insurance.
The Question of the Day is the perfect way to warm up your students before a lesson or introduce a new topic. These questions are designed to spark curiosity for better student engagement!
The semester-long personal finance course covers all of the essential personal finance topics necessary to become a financially capable student. By the end of this course, students will have a thorough understanding of personal finance topics and be prepared to handle the financial responsibilities that exist after graduation.
This unit covers topics in personal taxes.