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Smart Phones and Budget Changes
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Educational Use
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Spending patterns change over time because of changes in income, education, the structure of our families, and technology. The April 2018 issue of Page One Economics: Focus on Finance addresses how phone technology has changed our lives and our budgets.

Subject:
Business and Communication
Economics
Finance
Social Science
Material Type:
Lesson
Reading
Provider:
Federal Reserve Bank of St. Louis
Provider Set:
Page One Economics
Author:
Jeannette Bennett
Date Added:
09/11/2019
Teaching Students About Credit
Only Sharing Permitted
CC BY-NC-ND
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Now more than ever, it’s essential that young people know how to use credit cards wisely and manage their debt, before they learn the hard way. This video features Lauren Popkoff, a teacher at Brooklyn College Academy in Brooklyn, New York. As Lauren lifts the veil off of credit, she outlines a lesson she teaches her high school students to arm them with the knowledge they need to make wise financial decisions. In this lesson, Lauren presents the advantages and disadvantages of credit, compares credit card offers with her students, discusses ways to establish credit, and highlights the credit card act of 2009.

Subject:
Business and Communication
Finance
Material Type:
Lecture
Provider:
PBS LearningMedia
Author:
PBS Learning Media
Date Added:
07/16/2024
Understanding Credit Cards
Conditional Remix & Share Permitted
CC BY-NC-SA
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You have probably seen credit cards in use, or maybe even have one yourself. But do you really know how they work? Read on to learn more about credit cards, why you might want one, and what you should consider before applying.

Subject:
Business and Communication
Finance
Material Type:
Reading
Provider:
Yale University
Author:
Yale University
Date Added:
05/17/2024
Understanding Credit: The 5 C's and Long-Term Consequences
Conditional Remix & Share Permitted
CC BY-NC
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Students and explores the fundamental concepts of credit, creditworthiness, and the long-term consequences of financial decisions.

Class Time Needed: 75-150 minutes depending on length of discussion, and time to complete notes and manipulatives

Subject:
Business and Communication
Finance
Material Type:
Lesson Plan
Author:
Sam Sotor
Date Added:
06/05/2024
Understanding How a FICO Credit Score is Determined - Continuing Feducation Video Series, Episode 1
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Educational Use
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Episode 1 of the Continuing Feducation Video Series, Understanding How a FICO Credit Score is Determined, provides a short overview of credit scores—how they are determined and why they are important.

Subject:
Economics
Social Science
Material Type:
Lecture
Provider:
Federal Reserve Bank of St. Louis
Provider Set:
Economic Lowdown Videos
Date Added:
09/11/2019
Worth!
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Educational Use
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Students participate in a banking role play in which they portray roles based on characters in the book Worth! by A. LaFaye. The students learn about banking, profit, risk, and reward. Students discuss some of the factors that affect loan interest rates and the availability of credit. Students apply their knowledge of the content by writing a fictional applicant a letter of acceptance or rejection.

Subject:
Economics
English Language Arts
Social Science
Material Type:
Lesson
Lesson Plan
Reading
Provider:
Federal Reserve Bank of St. Louis
Provider Set:
Economic Lowdown Lessons
Author:
Kris Bertelsen
Tamme Adams
Date Added:
09/11/2019