In small groups, students will research and obtain information to compare services offered and rates between banks and credit unions. To conclude, students will present their findings and state why one might choose one over the other.
Students will analyze monthly household expenses, explain the benefits of using a budget, and create a sample budget.
This is a simulation for students to integrate several concepts on saving and banking into one project.
Students will create a zero-budget from a projected salary for a career of their choice, practicing the PYF principle and learning realistic costs of living.
Students will comprehend the essential steps involved in building credit.
Students will assess their career aspirations, evaluate and compare career opportunities based on aptitudes and interests, and plan a career while understanding the income potential of that chosen career.
Students will comprehend their paycheck, the voluntary and compulsory withholding of income, basic payroll concepts, and explanations of tax documentation.
Using guided notes, students will learn what comparison shopping is, how it can help consumers, and when it makes sense to comparison shop
Students will research different colleges they would potentially be interested in and then complete a college comparison worksheet.
Using guided notes, students will explain the pros and cons of leasing a car and buying a car. Students will also understand the costs of monthly payments and why they differ between buying and leasing.
Students will be able to identify methods used by predatory lenders for prevention, comprehend basic consumer rights, and demonstrate knowledge of filing complaints when these rights are violated. Additionally, students will understand tactics employed by predatory lenders and be equipped with the skills to avoid falling victim to them.
Students will identify key elements to include in a resume, discuss best practices, analyze another person’s resume, and write a first draft resume.
Students learn credit terminology and analyze an actual loan application from a family member.
In this mini-unit, students begin by creating a career plan and an education plan. After learning financial aid vocabulary concepts, students will play an online game called “Payback” to apply knowledge learned about paying for college. The activity concludes with students creating a personal resume and taking notes on job interview tips.
Students will comprehend essential credit concepts, emphasizing the purpose and role of credit, the significance of maintaining a healthy credit rating, and key terms including APR, grace period, late fees, finance charges, default rates, interest, and closing costs.