Getting banked Consumer Financial Protection Bureau
(View Complete Item Description)Students select a local bank or credit union to research to learn about what to consider when choosing a financial institution.
Material Type: Lesson Plan
All resources in Oregon Personal Financial Education
Banking basics card game
(View Complete Item Description)Students play a game to learn about common banking products and services and to consider which ones they might use now and in the future.
Material Type: Lesson Plan
Playing a banking fact and fiction game
(View Complete Item Description)Students listen to statements about banking and then walk to one side of the room or the other if they think the statement is fact or fiction.
Material Type: Lesson Plan
How to Write a Check: A Step by Step Lesson
(View Complete Item Description)This is a lesson on Real World Math Skills for high school students with Special Needs or anyone who wants to learn how to write a check. This lesson is aligned with the South Carolina Credential Standards for 12th Grade.
Material Type: Activity/Lab, Interactive, Teaching/Learning Strategy
Personal Finance - Checking
(View Complete Item Description)Lesson for the beginning stages of a personal finance class.
Material Type: Activity/Lab
CashOnHand - DebitCards - Shawn - ASL/English
(View Complete Item Description)Financial literacy - CashOnHand - DebitCards - Shawn - ASL/English
Material Type: Lesson
CashOnHand - DebitCards - Shawn - ASL/Spanish
(View Complete Item Description)Financial literacy - CashOnHand - DebitCards - Shawn - ASL/Spanish
Material Type: Lesson
Learn About Using A Bank In the United States
(View Complete Item Description)Using a bank account can help keep your money safe. Learn about the types of banks, and how to choose one and open an account. Get tips on writing checks and using a debit card.
Material Type: Reading
Remix
Financial Aid and Financial Literacy
(View Complete Item Description)The cost of college should never discourage anyone from going after a valuable degree. –Arne Duncan, former United States Secretary of EducationLEARNING OBJECTIVESBy the end of this section, you will be able to:Establish financial goalsIdentify strategies for creating and maintaining a budgetDescribe available options for paying for collegeDescribe the benefits and risks of creditDevelop financial literacy skills to prepare for your financial future
Material Type: Module
Get an Education, Even if It Means Borrowing
(View Complete Item Description)You may be doing all you can to prepare for the price of education after high school, but if your savings, grants, and scholarships aren’t quite enough, do not overlook student loans as a means to gaining the education you need to make the big bucks.
Material Type: Lesson, Reading
Investing in Yourself: An Economic Approach to Education Decisions
(View Complete Item Description)"Human capital" may not be the first thing that comes to mind when we think about investments, but investing in education and training is an important economic decision. Learn about human capital and the return on such an investment in the February 2013 issue.
Material Type: Lesson, Reading
Is College Still Worth the High Price? Weighing Costs and Benefits of Investing in Human Capital
(View Complete Item Description)Students have several options for life after high school. While college has been a popular choice, college enrollment for recent high school graduates has dropped, and some people are challenging the notion that college is the best route for the majority of students. This article examines whether college is still a good investment.
Material Type: Lesson, Reading
The Rising Cost of College: Tuition, Financial Aid, and Price Discrimination
(View Complete Item Description)The cost of a college education seems to be skyrocketing—but is it really? Learn about the concept of price discrimination and how it affects college costs.
Material Type: Lesson, Reading
Payday loans
(View Complete Item Description)Payday loans, which are sometimes called cash advances, are a form of unsecured short-term loans that are typically associated with very high interest rates. In this video we explore an example of a payday loan and use that to better understand the defining characteristics of a payday loan, and how they translate into an effective interest rate. Created by Sal Khan.
Material Type: Lesson
Fees, Fees and More Fees: It all Adds Up - Personal Finance 101 Conversations, Episode 17
(View Complete Item Description)Rent-to-own and "buy here, pay here" make it easy to get what you want. But what are the real costs that you will pay for this convenience compared with what you’d pay using more-traditional financing, such as loans or credit cards? This video weighs the benefits and costs of your options.
Material Type: Lecture
Remix
Credit Card Terms and Comparison Activity
(View Complete Item Description)This lesson is to help students first learn applicable terms related to credit cards. They will then analyze aspects and features of credit cards to know how to determine which would be best for various situations.
Material Type: Lesson Plan
Fast Cash and Payday Loans
(View Complete Item Description)Payday loans are convenient and provide FAST cash to cover emergency situations or help pay a borrower’s expenses from one paycheck to the next. But the fee-based structure of payday lending is quite different from a traditional loan, and laws vary among the states. The April 2019 edition of Page One Economics®: Focus on Finance takes a look at the structure and fees that make these loans costly.
Material Type: Lesson, Reading
CREDIT CARS: COSTS, RESPONSIBILITY, AND CONSEQUENCES
(View Complete Item Description)"Future Ready: Financial Literacy" is an educational resource that explores credit cards, emphasizing the importance of understanding their costs and potential hazards. Learners will develop rational thinking and decision-making skills through a cost-benefit analysis. The content focuses on financial responsibility, highlighting the benefits of wise money management and the costs of irresponsibility. The resource equips individuals with essential knowledge to make informed financial choices and maintain a healthy credit score.
Material Type: Homework/Assignment, Lesson, Module, Reading, Unit of Study
Saving for College - Continuing Feducation Video Series, Episode 2
(View Complete Item Description)Growing up means making big decisions, and decisions about college are among the most important. The second episode of the Continuing Feducation Video Series, Saving for College, follows high school student Martina as she learns about the basics: investing in human capital, factors to consider when choosing a college, and ways to fund higher education.
Material Type: Lecture
Cars and Cash: What To Know Before You Go
(View Complete Item Description)What do you need to know before buying a car? Aside from knowing what you want in a vehicle, you’ll need to know about budgeting and credit before you start shopping. Learn some car-buying basics in the February 2019 Page One Economics: Focus on Finance essay.
Material Type: Lesson, Reading