All resources in Oregon Personal Financial Education

Lesson Plans: Money Stories with an Indigenous Lens

(View Complete Item Description)

Money Stories is a series of 8 lessons dealing with financial matters of everyday life. The Money Stories Program originated when Elders at the Aboriginal Seniors Resource Centre (in Winnipeg, MB) had the idea that money management training should be taught to Indigenous youth with a focus on Indigenous values, culture, and traditional teachings. The Money Stories Curriculum was then developed and tweaked by current and past SEED Winnipeg Inc. staff. Everyone is welcome to review the Money Stories Curriculum presented here. Note: the attached materials are read-only. SEED Winnipeg Inc. kindly requests that organizations contact them directly via email or phone to request a printable version of the instructor’s manual and to order printed versions of the workbook (there will be a fee to recover costs for the workbook). Interested organizations should have like-minded goals and values that support individuals in any of these areas: financial empowerment, education, job readiness, or life skills training. Someone with facilitation experience is an asset.

Material Type: Lesson Plan

Author: Cindy Lowe

Booklet: Your Money, Your Future

(View Complete Item Description)

This booklet contains 7 chapters on topics related to how to earn, save, budget, spend, borrow, protect and give money. Whether you get a weekly allowance or get paid for walking your neighbor’s dog, your first step in handling your money well is to think about short-term and long-term goals. Then make a plan to reach them. It takes a bit of practice to master your money, just like it takes time to learn to ride a bike. But once you get the hang of it, you’ll be ready to tackle all sorts of money twists and turns.

Material Type: Lesson Plan, Module, Teaching/Learning Strategy, Unit of Study

Author: Cindy Lowe

Case Studies: Review debt problems and possible ways to handle them

(View Complete Item Description)

Students will learn the consequences of not paying one’s debts and the choices of last resort for out-of-control debt. Students will explain how using [types of predatory loans] can cause a vicious cycle of debt. Bankruptcy is also introduced, and the various costs associated with bankruptcy are outlined. The students will discover what steps a person can take to avoid filing for bankruptcy, including seeing a credit counselor.

Material Type: Assessment, Case Study

Author: Cindy Lowe

"The Payoff" Game

(View Complete Item Description)

In The Payoff game, play the role of Alex or Jess, two up-and-coming video bloggers who are preparing for a life-changing video competition while managing their finances and handling unexpected events. In the immersive game, developed by Visa, help Alex and Jess make smart financial decisions within the tight three-day deadline and complete their video for the competition.

Material Type: Interactive, Lesson

Author: Cindy Lowe

ABCs of Investing

(View Complete Item Description)

Assignment can be used to assess understanding of investing concepts. Students use both knowledge and creativity to design a slide show of terms that relate to investing. *See Resource Library for attachments (rubric and student example).

Material Type: Homework/Assignment

Author: Joan Gard

Taxes

(View Complete Item Description)

This lesson gives a brief overview of taxes. The powerpoint has links for additional information, a link for an online quiz, and a video. There is a crossword, key, and a word bank.  

Material Type: Activity/Lab, Lesson Plan

Author: Brittney Patterson

Tax Game

(View Complete Item Description)

The link between a set of taxes and income distribution is an important, but difficult, concept taught in economics principles courses. The Tax Game simulation requires a student to set tax rates for an income tax, a property tax, a wealth tax, a payroll tax, a corporate income tax, a sales tax,and an excise tax. The student can choose any rates he or she wishes, but must achieve a given revenue target.

Material Type: Activity/Lab

Author: Betty J. Blecha

Tax brackets and progressive taxation

(View Complete Item Description)

A progressive tax system is a tax in which the percentage of taxes paid (the average tax rate) increases as income increases. Income is broken down into tax brackets, and each bracket's marginal tax rate increases as you move into higher brackets. Learn how to use tax brackets to calculate income tax in this video. Created by Sal Khan.

Material Type: Lesson

Author: Sal Khan