All resources in Oregon Personal Financial Education

Retail Banking

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Service with a smile is today’s banking tagline for the customers who decide for nothing less. Retail banking is archetypal marketable banking where a customer makes use of nearby branches of generously proportioned commercial banks. The services presented are: providing saving services, verifying accounts, security assets, individual loans, debit and credit cards, etc.Nowadays, banks are looking for substitute ways to bestow with and differentiate along with their varied services. Clienteles, both corporate as well as retail, are no longer excited to get in line in banks, or stay on the telephone, for the most fundamental services. They require and foresee to be competent to handle their financial transactions where and when they wish to.

Material Type: Lecture Notes

Author: charu modi

Get Into Stocks - No-Frills Money Skills Video Series, Episode 3

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Get Into Stocks is the third video in the Federal Reserve Bank of St. Louis series, No-Frills Money Skills. Through the story of a local ice-cream cart owner trying to expand her business, students learn about the process by which companies become publicly owned and traded by issuing stock. Students learn key terms, such as capital gains and dividends, and discover how the prices of stocks are affected by how successful a company is in its respective industry.

Material Type: Lecture

Remix

Financial Aid and Financial Literacy

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The cost of college should never discourage anyone from going after a valuable degree. –Arne Duncan, former United States Secretary of EducationLEARNING OBJECTIVESBy the end of this section, you will be able to:Establish financial goalsIdentify strategies for creating and maintaining a budgetDescribe available options for paying for collegeDescribe the benefits and risks of creditDevelop financial literacy skills to prepare for your financial future

Material Type: Module

Author: Janice Grover-Roosa

Is College Still Worth the High Price? Weighing Costs and Benefits of Investing in Human Capital

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Students have several options for life after high school. While college has been a popular choice, college enrollment for recent high school graduates has dropped, and some people are challenging the notion that college is the best route for the majority of students. This article examines whether college is still a good investment.

Material Type: Lesson, Reading

Authors: Cameron Tucker, Guillaume Vandenbroucke, Scott A. Wolla

Payday loans

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Payday loans, which are sometimes called cash advances, are a form of unsecured short-term loans that are typically associated with very high interest rates. In this video we explore an example of a payday loan and use that to better understand the defining characteristics of a payday loan, and how they translate into an effective interest rate. Created by Sal Khan.

Material Type: Lesson

Author: Sal Khan