"Future Ready: Financial Literacy" is an educational resource that explores credit cards, …
"Future Ready: Financial Literacy" is an educational resource that explores credit cards, emphasizing the importance of understanding their costs and potential hazards. Learners will develop rational thinking and decision-making skills through a cost-benefit analysis. The content focuses on financial responsibility, highlighting the benefits of wise money management and the costs of irresponsibility. The resource equips individuals with essential knowledge to make informed financial choices and maintain a healthy credit score.
Cards, Cars and Currency is a curriculum unit that challenges students to …
Cards, Cars and Currency is a curriculum unit that challenges students to become involved in three specific areas of personal finance: credit cards, debit cards and purchasing a car.
Comic Book titled “The Game Plan” by The Healthy Aboriginal Network https://istorystudio.com/wp-content/uploads/2014/04/Game-Plan.pdf …
Comic Book titled “The Game Plan” by The Healthy Aboriginal Network https://istorystudio.com/wp-content/uploads/2014/04/Game-Plan.pdf
The Healthy Aboriginal Network’s Game Plan is a comic book for Aboriginal youth featuring a teenager named Jake who struggled with financial wellbeing until he was taught a lesson or two in financial literacy. Making the right financial decisions helped Jake achieve his goals and feel financially empowered.
This course provides a solid understanding of consumer decision-making and how new …
This course provides a solid understanding of consumer decision-making and how new products and services are developed, especially given the rapid pace of innovation and regulatory change, to help students succeed in consumer finance today. Specific examples will be drawn from retirement saving products, credit cards, peer to peer lending, cryptocurrencies, and financial advising.
In this example, students are asked to obtain a credit card disclosure …
In this example, students are asked to obtain a credit card disclosure statement, identify the various interest rates and payment rules, and keep track of a revolving monthly balance under several payment scenarios. While modeling several months to a year of credit card statements is easily accomplished with pencil, paper, and a basic calculator, this example is also well-suited for analysis with a spreadsheet.
With record-level credit card debt in the headlines, this December 2023 issue …
With record-level credit card debt in the headlines, this December 2023 issue of Focus on Finance addresses credit card history, statistics, and usage, as well as reasons for the increase in credit card debt. The information in the article can help in managing credit card accounts, and students will better understand the economics of using revolving credit as they prepare to become cardholders!
This lesson will provide high school students with information about how a …
This lesson will provide high school students with information about how a credit card works, and understand what information determines a personal credit score.
This website guidance document describes the Debt Slapped project, produced by Consumer …
This website guidance document describes the Debt Slapped project, produced by Consumer Education and Training Services. Debt Slapped provides videos and helpful resource links to help people smartly finance their education.
During this lesson, the student(s) will:• Understand the risks of credit cards …
During this lesson, the student(s) will:• Understand the risks of credit cards and how interest rates can increase your credit card balance. • Learn about credit records and the importance of good credit.• Explain why it’s important to pay credit card bills in full and on time.
Students will comprehend essential credit concepts, emphasizing the purpose and role of …
Students will comprehend essential credit concepts, emphasizing the purpose and role of credit, the significance of maintaining a healthy credit rating, and key terms including APR, grace period, late fees, finance charges, default rates, interest, and closing costs.
The topic of this podcast is to introduce the basic attributes of …
The topic of this podcast is to introduce the basic attributes of credit cards and how the payment system handles error and fraud. At the conclusion of this podcast, you should be able to (1) identify the primary parties associated with credit card transactions; and (2) identify the applicable legal rules and the defenses of unauthorized charges, billing errors, and contractual defenses.
Students will be able to explore credit-related concepts and tools, delving into …
Students will be able to explore credit-related concepts and tools, delving into key terms including credit, credit cards, installment loans, revolving credit, student loans, mortgage, payday loans, predatory lenders, and simple interest in this lesson.
Class Time Needed: 75-83 minutes (block schedule class-time)
You have probably seen credit cards in use, or maybe even have …
You have probably seen credit cards in use, or maybe even have one yourself. But do you really know how they work? Read on to learn more about credit cards, why you might want one, and what you should consider before applying.
Most of us use credit cards, and many of us have credit …
Most of us use credit cards, and many of us have credit card debt. Economists and personal finance gurus disagree on the best strategies for paying off that debt across multiple credit cards. Check out our February 2023 issue of Page One Economics®: Focus on Finance to see why.
When you realize that you’ve lost your card or it's been stolen, …
When you realize that you’ve lost your card or it's been stolen, you’ll want to notify your bank or credit card company as soon as possible. If you’re not satisfied with their response, you can file a complaint with the Consumer Financial Protection Bureau.
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