In US history, land ownership provides family security and cohesion, wealth accumulation, …
In US history, land ownership provides family security and cohesion, wealth accumulation, and social advancement. The American law supports these goals for most Americans, but often not for Black Americans or other communities of color. The 1960s Civil Rights Movement led to some positive changes, but inequality continues. This module primarily examines housing and financing discrimination affecting urban Black families, in urban areas, it briefly considers rural Black property ownership.The module focuses on housing and real property ownership because of the important role of a home as a basis for economic security, wealth creation, family relationships and stability. The country has a substantial social investment in existing housing and the color-based housing patterns that still result in significant segregation in most cities. It asks how to move toward a legal system, housing policies and practices of genuine equality, opportunity, and freedom for all without separation by color in our cities and communities. While not addressing reparations for inequalities from enslavement and segregation, it asks students to develop proposals addressing such inequalities.
OYH Multimedia Anthologies anthologies collect a range of materials for exploring OYH …
OYH Multimedia Anthologies anthologies collect a range of materials for exploring OYH topics. They parallel and supplement the OYHL school modules, available as Open Education Resources. . Groups of all ages can explore & discuss these rich and varied collections for sharing reflections on aspects of U.S. history and deepening historical knowledge. They are also available through the OYH website, https://www.ownyourhistory.us/multimediaresourcesIn US history, land ownership provides family security and cohesion, wealth accumulation, and social advancement. American law supports these goals for most Americans, but often not for Black Americans or other communities of color. The 1960s Civil Rights Movement led to some positive changes, but inequality continues. This module primarily examines housing and financing discrimination affecting urban Black families, in urban areas, it briefly considers rural Black property ownership.The resource focuses on housing and real property ownership because of the important role of a home as a basis for economic security, wealth creation, family relationships and stability.
This 6 minute video will explain the benefits and costs associated with …
This 6 minute video will explain the benefits and costs associated with buying a home versus renting a home. This video will aid in the mastery of standard EPF. 11 (b)
Estimated Lesson Time: 95 Minutes Students will be able to: -Understand how …
Estimated Lesson Time: 95 Minutes
Students will be able to: -Understand how down payment, interest rate, term, loan type, and amortization table work together to impact overall mortgage payments -Recognize the pros and cons of fixed- and adjustable-rate mortgages -Determine whether a home equity loan or line of credit is a viable loan option -Decide whether renting or buying makes the most sense
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