What can I do if someone steals my credit card number and makes purchases?
(View Complete Item Description)What can I do if someone steals my credit card number and makes purchases? article
Material Type: Reading
All resources in Oregon Personal Financial Education
Identity Theft – Protecting Yourself
(View Complete Item Description)Attribution: SANS Security Awareness Identity theft happens when a criminal steals information about you and uses that information to commit fraud, such as requesting unemployment benefits, tax refunds, or a new loan or credit card in your name. If you don’t take precautions, you may end up paying for products or services that you didn’t buy and dealing with the stress and financial heartache that follows identity theft. Your personal information exists in numerous places all over the internet. Every time you browse or purchase something online, watch a video, buy groceries, visit your doctor, or use an app on your smartphone, information about you is being collected. That information is often legally sold or shared with other companies. Even if just one of these gets hacked, the criminals can gain access to your personal information. Assume that some information about you is already available to criminals and consider what you can do to slow down or detect the use of your information for fraud
Material Type: Reading
Identity Theft: Preventing, Detecting, and Responding
(View Complete Item Description)Attribution: SANS Security Awareness In today's digital age, your personal information is more valuable than ever. Unfortunately, this also makes it a prime target for identity theft. Understanding this threat, detecting it, and knowing how to protect yourself are essential elements in safeguarding your online digital life.
Material Type: Reading
Take Control of Your Personal Info to Help Prevent Identity Theft
(View Complete Item Description)Identity theft has become a fact of life during the past decade. If you are reading this, it is a safe bet that your data has been breached in at least one incident. Does that mean we are all helpless? Thankfully, no. There is a lot we can do to protect ourselves from identity theft and to make recovery from cyber incidents quicker and less painful.
Material Type: Reading
"The Payoff" Game
(View Complete Item Description)In The Payoff game, play the role of Alex or Jess, two up-and-coming video bloggers who are preparing for a life-changing video competition while managing their finances and handling unexpected events. In the immersive game, developed by Visa, help Alex and Jess make smart financial decisions within the tight three-day deadline and complete their video for the competition.
Material Type: Interactive, Lesson
Guided Notes: Comparison Shopping
(View Complete Item Description)Using guided notes, students will learn what comparison shopping is, how it can help consumers, and when it makes sense to comparison shop
Material Type: Lesson Plan
Lesson Plan: Consumer Protection Law
(View Complete Item Description)Students will be able to identify methods used by predatory lenders for prevention, comprehend basic consumer rights, and demonstrate knowledge of filing complaints when these rights are violated. Additionally, students will understand tactics employed by predatory lenders and be equipped with the skills to avoid falling victim to them.
Material Type: Lesson Plan
Consumer Skills Unit
(View Complete Item Description)Unit that includes lessons on your money & social media, advertisements & dark patterns, comparison shopping, identity theft, scams & fraud.
Material Type: Lesson Plan, Unit of Study
Unemployment Insurance: A Tried and True Safety Net
(View Complete Item Description)Today, every state has an unemployment insurance program. This provides some income to qualified, unemployed workers who have lost their jobs through no fault of their own. But how did these programs begin and how does the federal-state partnership work? The December 2020 issue of Page One Economics®: Focus on Finance describes this partnership that began in 1935.
Material Type: Lecture, Lesson, Lesson Plan, Reading
Insurance: Managing Risk and Balancing Responsibility with Affordability
(View Complete Item Description)When tragedy strikes, how do people avoid bearing all of the costs of their loss? Learn more in the February 2017 issue of Page One Economics: Focus on Finance.
Material Type: Lesson, Reading
Car Insurance - Personal Finance 101 Conversations, Episode 20
(View Complete Item Description)Car insurance is complicated. How much does car insurance cost and what do all those terms and numbers mean? These two segments of Personal Finance 101 Conversations offer insights and information about purchasing car insurance. The content for these videos was reviewed by members of the Missouri Insurance Education Foundation.
Material Type: Lecture
Insurance: Protecting Yourself from Damage - No-Frills Money Skills Video Series, Episode 6
(View Complete Item Description)Insurance: Protecting Yourself from Damage is the sixth video in the Federal Reserve Bank of St. Louis series, "No-Frills Money Skills." This episode begins with examples of activities with varying amounts of risk and introduces insurance, explaining how it is used to transfer or reduce risk. With a story about a homeowner, students learn several key insurance related concepts and terms. The content for these videos was reviewed by members of the Missouri Insurance Education Foundation.
Material Type: Lecture
Understanding Car Insurance: Paving the Way - No-Frills Money Skills Video Series, Episode 7
(View Complete Item Description)Understanding Car Insurance: Paving the Way is the seventh video in the Federal Reserve Bank of St. Louis series, "No-Frills Money Skills." This episode uses a radio talk show format to explain various aspects of car insurance. From the responses to questions from callers, students learn several key concepts and terms related to car insurance. The content for these videos was reviewed by members of the Missouri Insurance Education Foundation.
Material Type: Lecture
Next Gen Personal Finance: Insurance Unit
(View Complete Item Description)This unit covers topics in insurance.
Material Type: Unit of Study
Life insurance
(View Complete Item Description)life insurance meaning-insurance that pays out a sum of money either on the death of the insured person or after a set period."he has taken out life insurance"
Material Type: Lesson Plan
Term life insurance and death probability
(View Complete Item Description)Understanding an insurance company's sense of my chances of dying. Created by Sal Khan.
Material Type: Lesson
Do You Want an Extended Warranty with That?
(View Complete Item Description)Before buying an extended warranty or a service contract for your home, a car, or an appliance, be sure to read the fine print and weigh the costs and benefits.
Material Type: Lesson, Reading
401(k)s
(View Complete Item Description)401(k)s (and how they compare to IRAs). Created by Sal Khan.
Material Type: Lesson
Retirement Account Basics: Why You’re Never Too Young to Start Thinking About Retirement
(View Complete Item Description)In this February 2024 Issue of Page One Economics: Focus on Finance, we’ll explore the most common retirement savings plans and other things to consider as you begin thinking about retirement. We will compare employer-based defined-benefit and defined-contribution plans, as well as options available to individuals. Understanding the basics of retirement savings accounts can help you feel empowered to start making decisions today for your retirement!
Material Type: Lesson, Reading
Retirement Planning
(View Complete Item Description)Using concepts of time value of money to calculate savings needed for retirement goal
Material Type: Unit of Study