Short Description:
Human Resource Management teaches HRM strategies and theories that any manager—not just those in HR—needs to know about recruiting, selecting, training, and compensating people. For questions about this textbook please contact textbookuse@umn.edu

Long Description:
Human Resource Management is adapted from a work produced by a publisher who has requested that they and the original author not receive attribution. This adapted edition is produced by the University of Minnesota Libraries Publishing through the eLearning Support Initiative. For questions about this textbook please contact textbookuse@umn.edu

Word Count: 140210

ISBN: 978-1-77897-015-3

(Note: This resource's metadata has been created automatically by reformatting and/or combining the information that the author initially provided as part of a bulk import process.)

 What is Personal Finance?  A great question to start off a lesson on managing and maintaining money.  Have each student write down their idea of what they think Personal Finance means.  You will be surprised at the different answers and ideas that students will come up with.  Have students share some of their thoughts they may have on the subject of personal finance and how it determines their future success.  High School students need a good understanding on how to management their money because a lot of these students have started to work part time jobs. 

Lesson Objective: At the completion of this lesson, students will be able to explain risk management through a combination of avoidance, risk, reduction, retention, and transfer.

This is an interactive resource to help train anyone to be more observant and be able to identify suspects in the event a crime has occurred. While this is directed to employees of a financial institution, anyone can use it to increase their powers of observation. This is also a great exercise to give to students to help them become more observant of people and surroundings.

Students will be able to
Investigate how investing can be a powerful tool to meet your retirement goals
Explain why most Americans cannot rely on Social Security and pensions alone for retirement
Explore factors that can impact how much you might need in retirement and your ability to meet your retirement savings goal
Understand the growing popularity of the F.I.R.E. movement

This lesson teaches students about the importance of budgets. First, use the Discussion Guide (found in Task 1) to teach students about this concept. Then, use the activity (found in Task 3) to assess their understanding. This activity allows students to understand the importance of budgeting, as well as to interpret and analyze budgeting decisions. A sample answer guide is provided in the Resource Library. A full lesson module related to this concept can be found on the MBA Learning Center. Visit mba.instructure.com and search for "FI:106" in the Commons.

Income and wealth are becoming more unequal over time. The September 2022 issue of Page One Economics discusses how income and wealth inequality are measured, what drives differences among individuals and households, and how growing inequality may affect the overall economy.

This is a collection of resources to assist with infusing Indigenous knowledge, culture and values into the Financial Literacy Module 2 The Decision-Making Process (core Introductory).

Outcome: Apply decision-making strategies to various personal and community financial scenarios.

This is a collection of resources to assist with infusing Indigenous knowledge, culture and values into the Financial Literacy Module 2 The Decision-Making Process (core Introductory). Some excellent resources include the NACCA Financial Workbook for Indigenous Women, The Money Stories series and the Native STAND booklet.

The federal individual income tax is certain. The December 2018 issue addresses basic facts about the federal individual income tax and the new changes in taxation laws in the 2017 Tax Cuts and Jobs Act.

Provides an overview of traditional IRA and Roth IRA

This Summer 2021 issue of Page One Economics describes how to think about stable prices, how inflation has evolved in recent years, how the relationship between inflation and employment is changing, and what the Federal Open Market Committee (FOMC) has recently stated about its strategy to meet its price stability goal.

This course will provide an intensive introduction to the field of information technology and global development, in its historical, policy, and design dimensions. Part One offers a comprehensive overview of key historical and contemporary debates, problems, and issues in international development. Part Two explores crucial information policy issues in developing country contexts, ranging from technology transfer, research and innovation systems, and intellectual property to telecommunications, wireless, and other critical infrastructure development. Part Three explores the growing ICT4D project literature, with special reference to programs and applications in the health, education, finance, governance, agriculture, and rural development sectors. Through readings, discussions, and course assignments, students will gain critical research and professional skills in the analysis and design of information policies, programs, and projects in a range of developing country settings. Through geographically focused project and discussion groups, students will also develop specific regional or country-level knowledge and experience.

Industry 4.0 Open Educational Resources

Short Description:
The OER collection “Innovate on the Internet Computer” documents a variety of learning experiences. Parts I, II, and III are from the perspective of learning by instructions, learning by cases, and learning by conversations. Part I consists of 5 chapters that provide the basic but complete pipeline for developing innovative applications on the Internet Computer. Part II includes 5 chapters of case studies produced by students from the Duke CS+ project team “Decentralized Finance: Cryptocurrency and Blockchain on the Internet Computer” and beyond. Part III consists of chapters on conversations documented in Ask Me Anything (AMA) interviews of pioneers in academia and industry.

Long Description:
Website:　https://ic.pubpub.org/

Word Count: 60322

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When tragedy strikes, how do people avoid bearing all of the costs of their loss? Learn more in the February 2017 issue of Page One Economics: Focus on Finance.

The objective of this activity is for students to become familiar with common cognitive biases they may experience while making financial decisions. Students race to match definitions and examples of how biases show up in a personal finance context to the corresponding biases.

International finance covers some of the most complex but also important topics in economics. How are exchange rates determined? When if ever are ongoing trade deficits harmful? Are fixed or floating exchange rates better? What are the roots of the euro crisis and what resolution can we expect? Does China manipulate its exchange rate and if so how does that matter? We cover all of these topics and more, with an eye toward what a person really might want to know. There is no use of mathematics in this course beyond the very basic.

International Finance Theory and Policy is built on Steve Suranovic's belief that to understand the international economy, students need to learn how economic models are applied to real world problems. It is true what they say, that ”economists do it with models.“ That's because economic models provide insights about the world that are simply not obtainable solely by discussion of the issues.

Overview of Indian Financial System, Role of IFS,Structure of IFS ,Challenge of IFS

Short Description:
This open textbook was designed for students studying business or marketing at an undergraduate level. It draws on the fields of marketing, business, communications, media studies, psychology, sociology, and anthropology. The book invites readers to examine the internal forces that shape consumer decision making, such as perceptions, motivations, personality, and attitudes as well as the external ones, such as social and situational influences, culture, and subcultures. This text centres the lived experiences of today’s consumers, specifically, undergraduate students. The author has also made efforts to decentre whiteness and dominant culture perspectives wherever possible to ensure a broader and more accurate representation of diverse consumers. This OER contains content created by students from Kwantlen Polytechnic University and is best used alongside the Ancillary Resource Guide that contains several essays, case studies, assignments, and project outlines, and an accompanying multiple choice test bank.

Word Count: 106723

ISBN: 978-1-77420-116-9

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Short Description:
A collection of ancillary resources created to accompany the Introduction to Consumer Behaviour open textbook. It includes essays, case studies, assignment and project ideas, and a test bank (which will be available September 2021).

Word Count: 21527

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Introduction to Energy and Earth Sciences is an introduction to microeconomic fundamentals with a focus on the applications of economics to energy and environmental markets. We will introduce the economic method of analysis to the environmental and resource questions facing society. We will learn about the market forces, supply and demand and how they are formed from two concepts of law of Diminishing Returns and Diminishing Marginal Utility. We extend our knowledge by exploring factors such as market dynamics and market equilibrium, government intervention and market power. At the end we will apply these concepts to real life examples and address Climate Change and Carbon Policy, Resource Scarcity and Energy Security, and Changes in the Electricity Business.

Short Description:
Learn about entrepreneurship and what makes entrepreneurs successful, all while developing your entrepreneurial skills

Long Description:
This course introduces students to entrepreneurship as an approach to life and to create their own careers. Through foundational concepts and frameworks, this course examines entrepreneurship as a process including: entrepreneurial identity, opportunity creation and evaluation, mobilizing resources, and growth. The course is designed around the major stages in this process, and an overview of factors that are key to entrepreneurial success is provided.

Word Count: 17032

ISBN: 978-1-989864-50-0

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Short Description:
This Open Textbook is a dynamic guide incorporating the essential skills needed to build a foundation in Financial Analysis. Students and readers will learn how to insightfully read a Financial Statement, utilize key financial ratios in order to derive forward-looking investment-related inferences from the accounting data, engage in elementary forecasting and modeling, master the theory of the Time Value of Money, and learn to price stocks and bonds in an environment in which interest rates constantly change. Ample problems and solutions, and review questions are provided to the student so that s/he can gauge his/her progress. This text will be continually updated in order to provide novel information and enhance students’ experiences.

Long Description:
This Open Textbook is a dynamic guide incorporating the essential skills needed to build a foundation in Financial Analysis. Students and readers will learn how to insightfully read a Financial Statement, utilize key financial ratios in order to derive forward-looking investment-related inferences from the accounting data, engage in elementary forecasting and modeling, master the theory of the Time Value of Money, and learn to price stocks and bonds in an environment in which interest rates constantly change. Ample problems and solutions, and review questions are provided to the student so that s/he can gauge his/her progress. This text will be continually updated in order to provide novel information and enhance students’ experiences.

Using this textbook? Let us know by filling out this short adoption form.

Word Count: 56911

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This lecture discusses why the disclosure of financial information through financial statements is critical to investors. The function of the balance sheet, income statement, cash flows and statement of stockholder‰Ûªs equity will be discussed. It discusses financial statement analyses through ratios and financial reporting in finance.

This course studies basic concepts of financial and managerial reporting. The viewpoint is that of readers of financial and managerial reports rather than the accountants who prepare them.

Investing is not as difficult as you think; we will show you how. (Speculating and trading are very, very difficult; we can't help you with those. Sorry.) After you have taken this course, you will have a strong foundation of the most important financial investments. We cover stocks, bonds, mutual funds, short-term investments (a.k.a. "cash"), hybrid instruments, and a few others. We want to emphasize that this is an introduction class. You do not need any prior investment experience. We start from the very beginning with the question, "What is an Investment?" Come join us! (http://www.wonderprofessor.com/123)

Using Interactive Microsoft Excel Templates

Short Description:
Introductory Business Statistics with Interactive Spreadsheets - 1st Canadian Edition is an adaptation of Thomas K. Tiemann's book, Introductory Business Statistics. In addition to covering basics such as populations, samples, the difference between data and information, and sampling distributions, descriptive statistics and frequency distributions, normal and t-distributions, hypothesis testing, t-tests, f-tests, analysis of variance, non-parametric tests, and regression basics, the following information has been added: the chi-square test and categorical variables, null and alternative hypotheses for the test of independence, simple linear regression model, least squares method, coefficient of determination, confidence interval for the average of the dependent variable, and prediction interval for a specific value of the dependent variable. This new edition also allows readers to learn the basic and most commonly applied statistical techniques in business in an interactive way -- when using the web version -- through interactive Excel spreadsheets. All information has been revised to reflect Canadian content.

Long Description:
Introductory Business Statistics with Interactive Spreadsheets – 1st Canadian Edition is an adaptation of Thomas K. Tiemann’s book, Introductory Business Statistics. This new edition still contains the basic ideas behind statistics, such as populations, samples, the difference between data and information, and sampling distributions as well as information on descriptive statistics and frequency distributions, normal and t-distributions, hypothesis testing, t-tests, f-tests, analysis of variance, non-parametric tests, and regression basics. New topics include the chi-square test and categorical variables, null and alternative hypotheses for the test of independence, simple linear regression model, least squares method, coefficient of determination, confidence interval for the average of the dependent variable, and prediction interval for a specific value of the dependent variable.

This new edition also allows readers to learn the basic and most commonly applied statistical techniques in business in an interactive way — when using the web version — through interactive Excel spreadsheets. For each topic, a customized interactive template has been created within which selected values can be repeatedly changed to observe how the entire process, as well as the outcomes, are automatically adjusted.

Also, in this adapted edition, the real-world examples throughout the text, and the information in general, have been revised to reflect Canadian content.

Word Count: 44900

ISBN: 978-1-77420-007-0

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Agenda:* Tour of Quickbooks Online interface* Overview of the Chart of Accounts for both Omni and Sudo Mesh* We'll reconcile some bank transactions together* Creating Invoices, Receipts, and related Customer and Vendor income and expense accounts* Creating Budgets* How to generate financial reportsFor those who want to dig deeper into accounting principles and filing nonprofit taxes, I'll put together an Advanced QBO workshop toward the end of the year.

Guía Didáctica de la asignatura "Inversión y Financiación" (Grado en ADE). Curso 2020/21

Students analyze W-4 forms and pay stubs in order to better understand payroll taxes and federal income tax withholding.

This particular activity will help the students to think creatively and apply the investment planning skills by considering the real market data. Through this activity, students explore various investment vehicles, understand various pros and cons of the investment vehicles.

The focus of this course is on financial theory and empirical evidence for making investment decisions. Topics include: portfolio theory; equilibrium models of security prices (including the capital asset pricing model and the arbitrage pricing theory); the empirical behavior of security prices; market efficiency; performance evaluation; and behavioral finance.

Students have several options for life after high school. While college has been a popular choice, college enrollment for recent high school graduates has dropped, and some people are challenging the notion that college is the best route for the majority of students. This article examines whether college is still a good investment.

Strong is usually preferred over "weak." But for the value of a country's currency, it's not that simple. "Strong" isn't always better, and "weak" isn't always worse. Learn more about foreign exchange rates in the March 2015 newsletter—"Is a Strong Dollar Better than a Weak Dollar?"

It's Your Paycheck! is designed for use in high school personal finance classes. The curriculum contains three sections: "Know Your Dough," "KaChing!" and "All About Credit." The lessons in each of these sections employ various teaching strategies to engage students so that they have opportunities to apply the concepts being taught. Each lesson includes black-line masters of the handouts and visuals needed to teach the lesson.

Do you know what your bank does with your money? What is the role of a bank in producing societal well-being?
This course looks into banks that operate differently, namely, “just banks" that use capital and finance as a tool to address social and ecological challenges.
This course is for anyone who wants to understand the unique role banks play as intermediaries in our economy and how they can leverage that position to produce positive social, environmental, and economic change.
Go to OCW’s Open Learning Library site for 11.405x: Just Money: Banking as if Society Mattered. The site is free to use, just like all OCW sites. You have the option to sign up and enroll in the course if you want to track your progress, or you can view and use all the materials without enrolling.

Much of 15.617 focuses on mergers and acquisitions (M&A), and the law-sensitive aspects of financial services and financial markets. The course is designed to be an introduction to business law that covers the fundamentals, including contracts, liability, regulation, employment, and corporations. This class also provides an in-depth treatment of the law of finance.

This course is designed to give students an introduction to the law-sensitive aspects of Mergers & Acquisitions (M&A). In Module I, we examine the legal implications of key roles and deal structures, and walk through some of the issues that would typically arise in a simple and friendly transaction. We also give a class to the legal issues arising in LBOs and the legal concerns of financial sponsors more generally, and another class to employment-related issues, including those relating to managers facing unsettled circumstances.
In Module II, we look at a variety of complications, including those that arise in the friendly or unfriendly purchase of a publicly-held company; deals involving distressed and hi-tech companies; antitrust concerns; allegations of misconduct by management or board members; and deals involving non-U.S. companies.

Word Count: 88897

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Con este curso se dota al estudiante de las herramientas y conocimientos financieros básicos. Fortaleciendo su comprensión de aspectos contables, así como permitiéndole, interpretar la información financiera y evaluación de los proyectos de inversión, así como indicadores críticos que le permitirán razonar un análisis para la toma de decisiones.

Students learn about saving, savings goals, interest, borrowing and opportunity cost by reading Less Than Zero. Students use a number line and a line graph to track spending and borrowing in the story.

In this lesson, students will be able to:
-Explain what a checking account is used for
-Understand the variety of ways they can deposit and withdraw funds from their checking account
-Describe the consequences of not being in the banking system
-Read a bank statement
-Understand what the various components of a bank statement mean to interpret where their money goes

Students will be able to identify methods used by predatory lenders for prevention, comprehend basic consumer rights, and demonstrate knowledge of filing complaints when these rights are violated. Additionally, students will understand tactics employed by predatory lenders and be equipped with the skills to avoid falling victim to them.

In this lesson, students will learn about retirement plan options such as 401K plans, Roth IRA's and pensions.
Class Time Needed: Approx. 45-60 min.

Students will actively assess their career aspirations, critically evaluate and compare diverse career opportunities aligned with their aptitudes and interests, and strategically plan their career path while gaining insight into the income potential associated with their chosen careers.

Money Stories is a series of 8 lessons dealing with financial matters of everyday life. The Money Stories Program originated when Elders at the Aboriginal Seniors Resource Centre (in Winnipeg, MB) had the idea that money management training should be taught to Indigenous youth with a focus on Indigenous values, culture, and traditional teachings. The Money Stories Curriculum was then developed and tweaked by current and past SEED Winnipeg Inc. staff.

Everyone is welcome to review the Money Stories Curriculum presented here. Note: the attached materials are read-only. SEED Winnipeg Inc. kindly requests that organizations contact them directly via email or phone to request a printable version of the instructor’s manual and to order printed versions of the workbook (there will be a fee to recover costs for the workbook). Interested organizations should have like-minded goals and values that support individuals in any of these areas: financial empowerment, education, job readiness, or life skills training. Someone with facilitation experience is an asset.

My resource is a tool to walk you through your check stub and a general understanding of the calculations to make sure you get paid correctly! 

This open access book addresses four standard business school subjects: microeconomics, macroeconomics, finance and information systems as they relate to trading, liquidity, and market structure. It provides a detailed examination of the impact of trading costs and other impediments of trading that the authors call “frictions”. It also presents an interactive simulation model of equity market trading, TraderEx, that enables students to implement trading decisions in different market scenarios and structures. Addressing these topics shines a bright light on how a real-world financial market operates, and the simulation provides students with an experiential learning opportunity that is informative and fun.

Each of the chapters is designed so that it can be used as a stand-alone module in an existing economics, finance, or information science course. Instructor resources such as discussion questions, Powerpoint slides and TraderEx exercises are available online.

Do you enjoy the competitive challenge of starting up a new business or expanding into new areas? Are you involved in economic and community development? Are you considering the best place to work and live? Do you like to gain an advantage? Location Intelligence for Business extends the application of geospatial intelligence analytical methods to the business world for competitive advantage. You will have an opportunity to understand and apply location technologies, geospatial analysis, and business geography (demographics and psychographics) to support competitive business decision-making. You will uncover and explore the key geospatial principles involved in site selection, market analysis, risk and crisis management, logistics, and transportation by solving those problems with available geospatial tools and data.

El riesgo ha sido difícil de controlar desde los inicios de la humanidad, más con los avances científicos, aunque con susceptibilidad a errores, se ha logrado controlar el riesgo, sin embargo, cuando se trata de la gestión de riesgos siempre es importante considerar que los riesgos no se eliminan, ya que estos puede trasladarse, minimizarse o en el peor de los casos aceptarse

"Future Ready: Financial Literacy" is an educational resource that focuses on teaching essential money management skills. Participants will learn about budgets, financial risks, and strategies to effectively manage their finances. The course covers important concepts such as budgeting, net worth, financial goals, insurance, and saving and investing. By following the provided guidelines and tips, learners will develop a solid understanding of how to manage money in a healthy and responsible way, paving the path towards a financially secure future.

Sloan’s Teaching Resources Library provides open access to case studies and management simulations for management educators and students worldwide. This collection of teaching materials and games focuses on areas in which Sloan’s innovative research and teaching are on the cutting edge, including action learning, entrepreneurship, leadership and ethics, operations management, strategy, sustainability, and system dynamics.
Formerly known as LearningEdge, and MIT Sloan Teaching Innovation Resources (MSTIR).
Online Publication

15.015 Macro and International Economics focuses on the policy and economic environment of firms. This subject divided in three parts. The first part of the course is a study of the closed economy and how monetary and fiscal policy interacts with employment, GNP, inflation, and interest rates. Next, the course provides an examination of national economic strategies for development and growth and recent financial and currency crises in emerging markets. Finally, the course addresses the problems faced by transition economies and the role of institutions both as the engine of growth, and as the constraints for policy.

A short activity in which students pair up, fill in blanks with nouns, numbers, etc., creating their own practice problems to calculate returns.

With this video series, teach teens and pre-teens how to manage their money and foster an entrepreneurial spirit. Visit PBS Learning Media site to download a handout, discussion questions, and view alignment to additional Washington learning standards.
Permitted use from PBS Learning: Stream, Download and Share

Management Information Systems (MIS) is a formal discipline within business education that bridges the gap between computer science and the well-known business disciplines of finance, marketing, and management.

Students complete a short survey to find out about their current money skills and explore things they can do to manage money better.

Margin CalculatorIf You Are From a Business Company Or Running Any Business Then Here Is The Margin Calculator Tool For You to Calculate Your Profit And Loss And Grow Your Business.

Students will compare the price of goods from one time period to another and through discussion and role play interpret the effects of inflation on consumers. They will categorize goods and services according to the eight major groups of the consumer price index and be able to determine the difference between the Consumer Price Index (CPI) and the core CPI.

Lecture notes introducing how market expectations are formed and how this applies to financial risk management

Lecture notes detailing data sources that help to analyze market and interest rate risk

Word Count: 63182

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Long Description:
Principles of Economics is adapted from a work produced by a publisher who has requested that they and the original author not receive attribution. This adapted edition is produced by Margo Bergman at the University of Washington Tacoma.

Word Count: 214067

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MYOB is designed to show students that the key to financial health is simple: Spend less than you make. Students are expected to set and follow a monthly budget and regularly monitor their checking and savings accounts while avoiding debt. However, students must balance their comfort level as well. In order to win the game, players must achieve and maintain the game goals for each scenario (such as savings, debt, and comfort goals) before time runs out.

MYOB contains ten scenarios, each dealing with different financial challenges and covering a mixture of financial literacy objectives. In each scenario, the player will earn a paycheck every four weeks. After they deposit their paycheck, they are prompted to set a budget for the next four weeks. Then they are free to determine how to spend their TIME, COMFORT, and MONEY, by choosing from any of the options on the screen, from paying bills to going shopping.

Every action the player takes in the game will impact their score in one of these three areas. If the player does not have enough time, comfort, or money to complete an action, the Perform button will be disabled. They will have to either choose a different action or perform an action that will give them enough resources to complete it.

Once the player has used all of the time points allotted for each four-week period, they will see a monthly summary, which provides feedback on their performance during that time. In order to win the game, the player must MEET or EXCEED the minimum SAVINGS REQUIREMENTS, DEBT REPAYMENT GOAL, and COMFORT LEVEL set out at the beginning of the scenario. Throughout the game, the player must strategically use their time, comfort, and money in order to achieve and maintain the scenario goals.

Federal credit programs involve a unique set of challenges and opportunities. This practical training course for executive and legislative branch decision-makers and staff is aimed at enhancing the understanding of the core financial principles necessary to most effectively design and run those programs. It brings together institutional analysis, risk management and corporate finance disciplines for the purpose of improving the management of federal credit agency resources.

Short Description:
A module of York University's Economics of Insurance and Decision Making Under Risk course intended as a self-contained study tool for the learner.

Word Count: 9645

Included H5P activities: 14

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Identify and arrange medium- and long-term finance for an overseas buyer (internal/external) to allow the buyer extended terms while providing cash payment to a seller without recourse.MSU Global has teamed with experts in the international finance field to create resources to help increase international skills in the business community. These materials address the need of the international trade practitioner for knowledge and information that is specific to trade finance by providing a means for educators and business practitioners to transfer knowledge, skills, and understanding of the global marketplace to a number of prospective learners. These resources were created around the framework developed by the NASBITE International Certified Global Business Professional Program.

Students listen to a story written in rhyme about a bunny who has a lot of money in her piggy bank. Students distinguish between spending and saving and goods and services. They play a matching game to review the content of the story and to practice rhyming words.

Learn the very basics of managing money as well as strategies for saving, budgeting, retirement and more

The financial crisis of 2007-8 has already revolutionized institutions, markets, and regulation. Wright's Money and Banking V 2.0 captures those revolutionary changes and packages them in a way that engages undergraduates enrolled in Money and Banking and Financial Institutions and Markets courses.

Minimal mathematics, accessible language, and a student-oriented tone ease readers into complex subjects like money, interest rates, banking, asymmetric information, financial crises and regulation, monetary policy, monetary theory, and other standard topics. Numerous short cases, called "Stop and Think" boxes, promote internalization over memorization. Exercise drills ensure basic skills competency where appropriate. Short, snappy sections that begin with a framing question enhance readability and encourage assignment completion.

The 2.0 version of this text boasts substantive revisions (additions, deletions, rearrangements) of almost every chapter based on the suggestions of many Money and Banking instructors.

Estimated Lesson Time: 95 Minutes

Students will be able to:
-Understand how down payment, interest rate, term, loan type, and amortization table work together to impact overall mortgage payments
-Recognize the pros and cons of fixed- and adjustable-rate mortgages
-Determine whether a home equity loan or line of credit is a viable loan option
-Decide whether renting or buying makes the most sense

This lesson should follow discussion regarding basic methods to saving money and basic money management.

This lesson will provide information about the difference of saving money and investing money. A specific emphasis on what a mutual fund is, and how this investing strategy can be used for long-term financial growth.

This Personal Finance dictionary contains terms and definitions from each of NGPF's units in the Curriculum. https://www.ngpf.org/curriculum

El presente manual de NIIF proporciona una visión completa y detallada de los principales aspectos que deben requerir en la aplicación de las normas internacionales de información financiera. En primer lugar, se aborda el marco conceptual de las NIIF y su importancia en la elaboración de estados financieros de alta calidad y comprensibilidad. A continuación, se profundizará en la contabilización de inventarios, propiedad, planta y equipo, y el deterioro de activos, presentando los principales criterios para la medición, reconocimiento y presentación de dichas partidas. Por último, se explica de manera clara y precisa el proceso de conversión de monedas en los estados financieros, detallando los métodos y tasas de cambio a utilizar en la contabilización de transacciones y saldos en moneda extranjera.

Redlining was the practice of selectively classifying neighborhoods as most likely to default on repayment of a mortgage loan. Houses in redlined neighborhoods held little value as collateral, and lenders would only offer mortgage loans for these houses at above-average interest rates. Over time, these neighborhoods had the largest concentrations of African Americans. The September 2021 issue of Page One Economics® explains how residents in redlined neighborhoods could not afford to become homeowners and accumulate wealth at the rates other groups did. It also points out how only when the federal government passed laws banning discrimination in housing and banking did the segregation of African Americans to specific neighborhoods start to ease up.

A collection of interactive games to engage students around different personal finance concepts.

The Question of the Day is the perfect way to warm up your students before a lesson or introduce a new topic. These questions are designed to spark curiosity for better student engagement!

The semester-long personal finance course covers all of the essential personal finance topics necessary to become a financially capable student. By the end of this course, students will have a thorough understanding of personal finance topics and be prepared to handle the financial responsibilities that exist after graduation.